2025 Maximum 401k Contribution Over 55. In 2025, employers and employees together can. This amount is up modestly from 2023, when the individual.

The contribution limit for 401(k)s, 403(b)s, most 457 plans and the federal government’s thrift savings plan is $23,000 for 2025, up from $22,500 in 2023. You can take advantage of the higher.